Rewards for referrals!


We are pleased to launch our brand-new Borrower Referral Scheme, which gives current or former STWLC loan recipients a fantastic opportunity to receive a £50 gift card by referring another successful loan applicant.

Open to both business and education loan borrowers, if an applicant identifies you as a referrer on their application form, and they draw down on the loan having been successful, you will have the opportunity to choose between a £50 Amazon or One4All gift card as your reward.

Lucy Womack, Chair of STWLC, said: “Our mission as Trustees of the Charity is simple – allocate as much money as possible to those who need it for business and education purposes within our county. To help us achieve that further, we’re enlisting your help!

“Do you know a friend or family member who is thinking about starting a business or taking a postgraduate course? Perhaps you speak with the public daily and have the opportunity to tell more people about us? Either way, this is a great way to receive a £50 gift card for yourself, while making a positive difference to somebody else. Start spreading the word today!”

To view our referral scheme terms and conditions please see below, and please visit the business loan or education loan pages on our website to view our loan eligibility criteria.

Referral Scheme Terms and Conditions

To be eligible and to receive a reward for a referral, all the following terms and conditions need to be met:

  • The referrer must be a current or former loan recipient of the STWLC (either education or business).  If a former borrower of STWLC, then the loan must have been fully repaid no more than 6 years from the date of the referral (application) so referral eligibility can be confirmed
  • The referrer must be identified on the application form, as submitted by the applicant.  Referrer contact details must also be submitted
  • The applicant being referred must be successful in securing a loan from STWLC and must complete / draw down on the loan.  The reward will only be paid once this has taken place.
  • The applicant, in providing referrer details, must agree to the decision / result of their loan application being shared with the referrer and this should be indicated on the application form
  • Referrals can be accepted for both business and education loan applications (grant applications are excluded)
  • The reward will consist of a £50 gift card from either Amazon or One4All (referrer to choose) and this will be emailed to the referrer once the loan has been drawn down
  • Current and former STWLC Ambassadors are excluded from receiving referral rewards

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