Education Loans

Dreaming of a postgraduate adventure? We’ve got you covered!

Imagine this: up to £10,000, completely interest-free, to help fund your postgraduate studies anywhere in the world. Yes, you read that right - no interest, nine years to repay!

  • No interest. Ever. (Sounds too good to be true, but we promise - it’s real!)
  • A super flexible repayment plan - you don’t start paying back for three whole years
  • Guarantors will only be accepted after your application is reviewed.

We’ve already helped fund courses like:

MBA Global, PhD Fine Art, MA in Music, Masters in Law, MSc Economics & Finance, MSc Health Psychology, MA Audio Production, MSc Animal Manipulation, and more.

Ready to level up your education? Apply now and take the next step towards your future!

view eligibility criteria
"When I saw the loan was approved, I was totally shocked. I felt like I had won the lottery!"
Maryam Abbakyari
Maryam Abbakyari
"I wouldn’t have been able to afford to join this course and develop my knowledge without the support of STWLC"
Joanne Rogers
Jo Rogers
"Without STWLC’s financial assistance, it’s difficult to see how I could have achieved my career goals"
Peter Hale
Peter Hale

Education Loan Success Stories

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ELIGIBILITY

To be eligible for consideration for a personal loan for postgraduate education purposes you must be:

  • Over 18 and under 45 years of age. Please note you must be under 45 at the time your application is considered at the quarterly board meeting (see key dates for specific date details).
  • Currently resident in Leicestershire or Rutland and have been for a minimum of three years (Northampton residents should contact www.stwcharitynorthampton.org.uk).
  • Not be a current or former borrower of the charity for either education or business purposes. This includes where the loan you previously received from us has already been repaid in full.
  • Able to demonstrate a passion for the course you want to study and the career this will lead to.
  • Applying to study or already studying a postgraduate course. These are typically master level degrees (level 7) or doctoral studies (PhD level 8).
  • Have the right to remain in the UK for the duration of the loan term (9 years).
  • Not have any active CCJs at the time of your application.  If you have CCJs which are satisfied then proof of satisfaction / debt cancelled may be required.

Have a Question?

Check out our Eligibility & FAQs section.

How it works

  1. You can telephone 0116 204 6620, or fill in the contact form below for application details.
  2. Once completed, return the application form.
  3. An interview will then be arranged with a small group of Trustees so you can explain why you require the loan. These take place in February, May, August and November. Applications are required prior to interview dates. Please check specific deadline dates on our ‘Key Dates’ page.
  4. If successful, you and your guarantors will sign a joint and several bond.
  5. The loan is interest free for 9 years, but becomes repayable by equal instalments after 3 years.
  6. We regret, that in the event your application for a loan is unsuccessful, we are unable to provide detailed feedback.

Register for an application pack

Simply fill out the contact form below and we'll send one out to you.

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Application pack:
Once you submit this form you will be sent an email with a link to the application pack. Please check your email spam/junk folders if you do not receive the email.

How we use your info:
To handle your enquiry smoothly, we may share your details with key team members, including the Clerk, administration team, Trustees, and any necessary third parties involved in the process.

Changed your mind?
No problem! You can withdraw consent anytime by emailing info@stwcharity.co.uk. If you have any questions, just give us a call on 0116 204 6620.