Peter-Hale-1

FROM CLASSROOM TO COURTROOM: HOW AN INTEREST-FREE LOAN IGNITED PETER’S CAREER

The path to becoming a barrister is one of rigorous study, intensive training and significant financial commitment. Peter Hale’s journey exemplifies the dedication required to achieve this goal. Now a barrister at 12 King’s Bench Walk, Peter reflects on his academic and professional journey, as well as the vital role The Sir Thomas White Loan Charity (STWLC) played in his success.

Roots and Education

Peter was born in London, before moving to the East Midlands at the age of 11. He attended school in Oakham and later studied at King Edward VII Sixth Form in Melton Mowbray. It was here that Peter’s aspirations began to take shape, ultimately leading him to pursue a Law degree at the University of Exeter.

Driven to deepen his understanding of law on an international scale, Peter continued his education by completing a Master’s in European Law at the University of Rennes in Brittany, France.

The Bar Professional Training Course

The next step on Peter’s journey was the Bar Professional Training Course (BPTC) at City Law School, University of London – a mandatory qualification for those aspiring to become barristers.

“The BPTC is essential for fulfilling the vocational stage of training,” Peter explains. “It provides a foundation in procedural law and equips aspiring barristers with skills in advocacy, negotiation, drafting, and research.”

Successfully completing the BPTC enabled Peter to progress to the pupillage stage of training and, ultimately, qualify as a barrister.

“Government support isn’t available for courses like the BPTC, so without STWLC’s financial assistance, it’s difficult to see how I could have achieved my career goals”

Finding Support Through STWLC

Like many postgraduate students, Peter faced significant financial challenges when it came to funding his studies. While exploring his options, he discovered STWLC, an organisation offering interest-free loans to residents of Leicestershire and Rutland pursuing educational or business opportunities.

“When I was researching ways to fund my postgraduate studies, I came across STWLC online,” Peter recalls. “It was one of the most accessible charities for residents of Leicestershire and Rutland.”

The Role of STWLC in Peter’s Journey

STWLC proved to be a lifeline for Peter, enabling him to pursue his ambitions without the financial barriers that might have otherwise held him back.

“Government support isn’t available for courses like the BPTC, so without STWLC’s financial assistance, it’s difficult to see how I could have achieved my career goals,” he says. “Beyond the funding, the charity provided encouragement and reassurance throughout my studies.”

Peter also appreciated the clarity and fairness of the Charity’s repayment terms.

“The application process was well-managed and the interest-free scheduled repayments meant that I have always known how much I would need to repay at which stages. I would highly recommend the Charity to anyone considering further education and needing financial support.”

A Career Realised

For Peter, the support of STWLC wasn’t just financial – it was foundational to his success. And for those following in his footsteps, his advice is clear: don’t hesitate to seek out the resources and support that can help make your goals a reality.

For more information about STWLC’s interest-free education loans, which are available up to £10,000, interest-free for nine years, please click here

Jo Rogers

PRESERVING THE PAST, BUILDING THE FUTURE: JOANNE ROGERS’ POSTGRADUATE JOURNEY

For Joanne Rogers, a passion for history and preservation has been a guiding light throughout her career. Now a Customer Service Assistant with Leicester Museums Service, part of Leicester City Council, Joanne has her sights set on a new horizon: working directly with historic collections. With the support of the Sir Thomas White Loan Charity (STWLC), she is pursuing a Graduate Diploma in Conservation Studies at the University of Lincoln, bringing her closer to fulfilling her professional aspirations.

A Love for History, Sparked Early

Joanne grew up in Kingswinford, a town in the West Midlands, where her interest in history began to take root. She attended Summerhill School before continuing her education at King Edward VI College in Stourbridge. In 2002, she moved to Leicester to study a BA in History of Art, Architecture, and Design at De Montfort University. This foundational degree ignited her passion for preserving the beauty and integrity of historical objects, setting the stage for her current studies.

Diving into Conservation Studies

Joanne’s postgraduate course at the University of Lincoln focuses on the complex science and ethics of conservation.

“The course covers the conservation and preservation of historic objects, learning the science behind the types of deterioration an object may undergo throughout its life and how to identify these issues,” Joanne explains.

“We’ve also learned how to halt further deterioration and consolidate the object for future display – whether it’s in a museum, part of a private collection, or in storage. My studies have taught me about the ethical considerations in handling objects and the importance of meticulous documentation of any treatments they undergo.”

Her enthusiasm for the subject is evident: “I’ve loved the course so far. I’m looking forward to working on a more complex object and learning how to conserve it.”

Balancing Education and a Museum Career

With 18 years of experience in museum operations, Joanne is well-versed in the sector. However, she hopes her new qualification will allow her to shift into a collections-based role. “I hope that when I finish my course, I will be able to put all that I have learned into practice, caring for museum objects.”

“I wouldn’t have been able to afford to join this course and develop my knowledge without the support of STWLC”

Discovering Support from STWLC

Pursuing postgraduate education while balancing professional and personal responsibilities isn’t always easy, but Joanne found invaluable support through STWLC.

She first heard about the Charity from a colleague and describes the experience as seamless and supportive. “It has been a wonderful process. Getting everything sorted has been straight-forward. I’m dyslexic and find forms quite challenging, but the correspondence with Sarah Hope and the Charity has been really helpful,” she shares.

Making the Impossible Possible

Joanne credits STWLC’s interest-free education loan for enabling her to pursue her studies. “I wouldn’t have been able to afford to join this course and develop my knowledge without the support of STWLC,” she says.

When asked if she would recommend the charity to others, her response is emphatic:

“Absolutely. The charity has played an important role in my journey, and I would definitely recommend it to others.”

Looking Ahead

As Joanne continues her studies, she looks forward to deepening her expertise and transitioning into a new chapter of her career. Her journey – from a childhood in Kingswinford to her current role in Leicester’s museums – shows the power of determination, passion, and support from organisations like STWLC.

If, like Joanne, you’re considering a return to university for a postgraduate course, click here to learn more about our education loans. They are completely interest-free for nine years, with no repayments required in the first three.

Lucy and Sarah in Oxford

CHARITY RECEIVES FUNDS TO PROVIDE INTEREST-FREE LOANS IN 2025

Representatives from Leicester’s The Sir Thomas White Loan Charity attended the annual Sir Thomas White Charity distribution lunch at St John’s College, Oxford, on Thursday 16 January 2025; an event which sees funds distributed to individual charities under the Sir Thomas White banner.

STWLC were the grateful recipients of a cheque for a funding allocation which is to be added to the Charity’s existing fund and be used to provide interest-free business and postgraduate education loans to people aged over 18 and under 45 in Leicester, Leicestershire and Rutland.

In attendance on behalf of Leicester’s Sir Thomas White Loan Charity for this year’s distribution lunch were Lucy Womack, Chair of STWLC, and Sarah Hope, Operations Manager and Clerk to Trustees at STWLC.

Speaking after the event, Lucy Womack said: “We are very grateful to have received this allocation of funding to help us support more young entrepreneurs and students throughout 2025.

“Over the last two years we have approved over £1M in interest-free loans to people in Leicester, Leicestershire and Rutland, which we are incredibly proud of. However, our efforts certainly don’t end there, as this year we’re determined to increase awareness of the Charity even further and tell more people about our unique offer.

Lucy signing

“If you require funds to start a new business, grow a business further, or return to university for postgraduate education, I strongly urge you to consider our interest-free loans – it could be the best decision you ever make!”

To find out more about the interest-free business and education loans available to 18-45s in Leicestershire and Rutland, please click onto our business loan or education loan website pages and complete our contact form.

2024 total infographic

CHARITY AWARDS OVER HALF A MILLION IN INTEREST-FREE LOANS

The Sir Thomas White Loan Charity [STWLC] has approved £175,000 in interest-free business and education loans in the final quarter of 2024 – taking the total approval amount for the year up to £545,600.

In the final quarter of 2024, STWLC approved one education loan to the value of £10,000 to support postgraduate studies at university, and 11 business loans totalling £165,000, with recipients including a barber, landscape gardener, bakery, financial adviser and an artist.

“2024’s total of £545,600 is a huge positive in its own right and will go a long way to supporting the business and education aspirations of many young people in the county”

Lucy Womack, Chair of STWLC

That means that 33 interest-free business loans totalling £495,600 were approved in total in 2024, in addition to five interest-free education loans to the total of £50,000.

Lucy Womack, Chair or STWLC, said: “We’re delighted to be ending the year with the news of over half a million pounds in interest-free loans being approved by the Charity in 2024.

“Last year, we broke a record and raised the bar with our approval amount, and knew that would be hard to follow this year, but 2024’s total of £545,600 is a huge positive in its own right and will go a long way to supporting the business and education aspirations of many young people in the county.

“If you’re eyeing up a new business idea for 2025, or want to return to university to study a postgraduate course, head over to our website to see how our interest-free loans can help. 71% of people we interviewed this year received loans, so there’s no reason why you can’t be next!”

Established in 1542, STWLC hosts quarterly application windows each year in which people aged over 18 and under 45 can apply for unique interest-free loans of up to £20,000 to aid local businesses, or £10,000 to support students wishing to return to postgraduate education. The Charity’s loans are interest-free for nine years, and become repayable by equal instalments after three years.

Application packs are available to download upon completion of a contact form on our website. Please follow the tabs above for either ‘business’ or ‘education’.

The next deadline for applications is 3.30pm on Tuesday 7 January 2025.

Linda Neville New Trustee

INTRODUCING LINDA NEVILLE AS OUR NEW TRUSTEE

The Sir Thomas White Loan Charity is delighted to welcome Linda Neville on board as a new Trustee of the Charity.

Linda had a 26-year career in the NHS, working initially as a nurse with clients suffering from serious and enduring mental health conditions before spending a number of years in senior nurse leadership positions and culminating in an Operational Director position.

As Director of Adult Mental Health Services for Leicester, Leicestershire and Rutland, Linda was responsible for a £100 million operating budget and a £50 million capital development programme.
Since leaving the NHS in 2011, Linda has developed her own business, providing Expert Witness reports for Court, and developing a Private Practice clinic, SanaMente, assisting people to make and embed changes into their lives.

“I found out about the Charity recently and was immediately impressed and excited by the work they do,” Linda said.

“My career has been about supporting people to be the best they can be through enhancing their belief in themselves and building sustainable coping strategies. So, this is like the final piece in the jigsaw, by supporting people financially to realise their dreams.

“I love the fact that the support is available in business and education,” she continued.

“I believe it is so important for people who are looking to develop themselves or have an innovative great idea to have somewhere to access funding from. Safe, sensible funding with a kind approach to making sure the ideas and applications are sound and robust.”

In 2021, Linda launched the online platform and community, Strive, using innovative and ground-breaking approaches to empowering people to be at their best, whilst supporting businesses to reduce sickness absence and increasing productivity.

In September 2023, Linda was a finalist for Outstanding Female Entrepreneur and won Outstanding Woman in Care Services, and was also awarded Inspirational Female Leader at The Women’s Awards.

“I hope that my impact will be of value around understanding people, ideas and behaviours,” she added.

“I am keen to be supportive to my fellow Trustees and the applicants. Although I have a public sector and business background, my passion is not finance or figures, it is all about the people and how best to help them. In some cases that will be about supporting an application and in others not. Sometimes the dream is not theirs to chase.

“I am delighted and thrilled to be part of this amazing Charity, it fits in perfectly with my ethos, lifestyle and plans. The people are great, the work is so rewarding and interesting, and I get to meet amazing people having super ideas!”

Q3 2024 Graphic

£141,000 AWARDED IN INTEREST-FREE LOANS TO PEOPLE IN LEICESTERSHIRE & RUTLAND

We’re thrilled to announce that we awarded 10 interest-free loans to people within Leicester, Leicestershire and Rutland in the third quarter of 2024.

Totalling £141,000, the latest sum in interest-free loans is to be utilised to either fund business start-up or development, or postgraduate education.

Nine interest-free business loans totalling £131,000 were approved to support a variety of local businesses including a travel agency, womenswear boutique, mobile caterer and a consultancy firm, as well as a top-up loan for a current business borrower. These individual loans ranged from £5,000 to the full £20,000 available.

Meanwhile, one education loan to the value of £10,000 was approved to enable a student to complete postgraduate studies at university.

Established in 1542, STWLC hosts quarterly application windows each year in which people aged over 18 and under 45 can apply for unique interest-free loans of up to £20,000 to aid local businesses, or £10,000 to support students wishing to return to postgraduate education. The Charity’s loans are interest-free for nine years, and become repayable by equal instalments after three years.

Lucy Womack, Chair of STWLC, said: “We’re very pleased to be supporting a further nine businesses with our interest-free loans this quarter, as well as helping a student to begin a postgraduate course at university.

“Some people say that not paying a penny back in interest on a loan sounds too good to be true, but I promise, that’s our offer! I’d encourage anyone who is starting a small business to visit our website and read the criteria in full. It could be the best decision you ever make!”

Application packs are available to download upon completion of a contact form on our website – please use the tabs listed above.

The next deadline for applications is 3.30pm on Tuesday 1st October 2024.

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CHARITY TO HOST FESTIVAL EVENT FOR SMALL BUSINESS START-UPS

The Sir Thomas White Loan Charity is delighted to once again be hosting a FREE event at Leicester Business Festival, with tickets now available for: OMG! I’m starting a business but don’t know where to begin

Taking place inside The Gallery at Leicester City’s King Power Stadium on Thursday 7 November (10am-12pm), this free event will showcase real business owners who have experienced fear, imposter syndrome, sleepless nights and survived it all, talking to those who are treading the same path.

We also want our event to be dynamic, engaging, interactive, supportive and memorable. The event is for people who have started a business but feel a bit lost, clueless and scared. We want people to feel heard about the realities of risking their savings and reputation and also feel safe and supported in the environment we create for them.

In the format of ‘Question Time’, we’ll have a panel of people comprised of business experts and new business start-ups – all familiar with starting new businesses or helping those to do so. Our Fiona Bruce will be Lucy Womack, our Chair. She will initially introduce and then ask questions of the panel and then field questions from the audience.

Featured on the panel will be our Patron and successful business owner, Barrie Stephen, our Ambassador Steff Lee (founder of Kino Bino), a borrower of our interest-free loan, Scott Moore, as well as Pete Hitchings of Loughborough University and HR expert, Paul Dickinson.

As well as a fantastic learning and networking opportunity, attendees will also be able to find out more about our interest-free business loans, which are available up to £20,000 over a 9 year term-length, to support the start-up or growth of businesses in Leicester, Leicestershire & Rutland.

Parking will be available at King Power Stadium on the day for event attendees.

To book your place for FREE, please click below:

Sam Purvis new trustee

WELCOMING OUR NEW TRUSTEE, SAM PURVIS

The Sir Thomas White Loan Charity is delighted to announce that Sam Purvis has become a new Trustee of the Charity.

Having worked in a variety of roles, from commercial to senior operational management and from talent development to employment law and HR, Sam started her own company and has spent the last 20 years as Managing Director of The Compass Partnership.

The Compass Partnership design and maintain HR systems to multi-site operations, SMEs, franchised and non-franchised businesses and internal HR teams alike, providing HR, legal, and learning and development expertise to businesses of all sizes.

After joining the Charity as a new Trustee, Sam said: “I first heard about STWLC from a close colleague of mine, who is also a Trustee. I thought at first, there must be a catch, but as long as the criteria is met, there really isn’t!

“I can honestly say that the Charity offers a brilliant financial lifeline to entrepreneurs like no other I have ever heard of, and it is so rewarding to hear the progress that borrowers have made with their businesses as a direct result of being loaned the money to start up or expand.

“I know just how challenging it is in the early days and how lonely working hard to build a business from scratch can be. I hope to bring experience, empathy and lots of examples of my own to share.

“Being part of STWLC really does feel like a privilege and being able to help so many people is incredible – I cannot wait to help spread the word!”

To find out more about our interest-free loans, which are available up to £20,000 for business purposes or £10,000 for postgraduate education, please select the relevant tabs at the top of this page.

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STWLC PARTNERS WITH LEICESTER BUSINESS FESTIVAL 2024

The Sir Thomas White Loan Charity is delighted to be an official partner of Leicester Business Festival 2024.

Taking place between 4th – 15th November 2024, the festival is celebrating its tenth anniversary this year and around 80 events are expected to be held across the two weeks.

Last year, STWLC hosted an event at Leicester City’s King Power Stadium titled: ‘Everything you always wanted to know about starting a business but were afraid to ask’, which was well attended and proved to be a great success.

We’re delighted to confirm that the Charity will once again be hosting its own event at this year’s festival, with further details to follow soon.

Lucy Womack, Chair of STWLC, said: “Participating in and supporting LBF has been invaluable for us and has reinforced our commitment to local businesses. Last year we connected with inspiring entrepreneurs which played a crucial role in nurturing new businesses and empowering aspiring entrepreneurs. Our event was a great success and we will be hosting a similar style panel this year for aspiring business entrepreneurs.”

Although the festival takes place from 4-15 November 2024 the build-up starts from now as applications are open for event ideas.

If you are interested in hosting your own event, visit the website and complete the application form. The sooner you submit your event, the more likely you are to get your preferred time and date:

Alongside STWLC, other key partners for 2024 include the East Midlands Chamber, University of Leicester, Everards of Leicestershire, Leicester Hospitals Charity, and TheMusicLicence, by PPL PRS Ltd.

For any questions about the festival, email hello@leicesterbusinessfestival.com or call 0116 464 5995.

Rewards for referrals!

NEW BORROWER REFERRAL SCHEME NOW LIVE!

We are pleased to launch our brand-new Borrower Referral Scheme, which gives current or former STWLC loan recipients a fantastic opportunity to receive a £50 gift card by referring another successful loan applicant.

Open to both business and education loan borrowers, if an applicant identifies you as a referrer on their application form, and they draw down on the loan having been successful, you will have the opportunity to choose between a £50 Amazon or One4All gift card as your reward.

Lucy Womack, Chair of STWLC, said: “Our mission as Trustees of the Charity is simple – allocate as much money as possible to those who need it for business and education purposes within our county. To help us achieve that further, we’re enlisting your help!

“Do you know a friend or family member who is thinking about starting a business or taking a postgraduate course? Perhaps you speak with the public daily and have the opportunity to tell more people about us? Either way, this is a great way to receive a £50 gift card for yourself, while making a positive difference to somebody else. Start spreading the word today!”

To view our referral scheme terms and conditions please see below, and please visit the business loan or education loan pages on our website to view our loan eligibility criteria.

Referral Scheme Terms and Conditions

To be eligible and to receive a reward for a referral, all the following terms and conditions need to be met:

  • The referrer must be a current or former loan recipient of the STWLC (either education or business).  If a former borrower of STWLC, then the loan must have been fully repaid no more than 6 years from the date of the referral (application) so referral eligibility can be confirmed
  • The referrer must be identified on the application form, as submitted by the applicant.  Referrer contact details must also be submitted
  • The applicant being referred must be successful in securing a loan from STWLC and must complete / draw down on the loan.  The reward will only be paid once this has taken place.
  • The applicant, in providing referrer details, must agree to the decision / result of their loan application being shared with the referrer and this should be indicated on the application form
  • Referrals can be accepted for both business and education loan applications (grant applications are excluded)
  • The reward will consist of a £50 gift card from either Amazon or One4All (referrer to choose) and this will be emailed to the referrer once the loan has been drawn down
  • Current and former STWLC Ambassadors are excluded from receiving referral rewards