Sean Smith

FROM DATA TO DIRECTION: THE STORY OF INFOSMITH

When Séan Smith founded INFOSMITH in 2020, he brought with him years of experience across a variety of industries and organisations. What began as a vision to help businesses make better use of their data has grown into a specialist consultancy focused on delivering practical, trusted data solutions.

Reflecting on his early career, Séan explains:

“I’ve always lived in Leicestershire, being educated locally and continuing the trend doing a Physics and Astrophysics Degree at Nottingham Trent University. After leaving university I worked for Leicester County Council, Severn Trent Water, HCC Tokyo Marine (insurance), Carphone Warehouse, and Capital One. In 2020, I started INFOSMITH after taking VR from Capital One, and building up the business while working at Global Payments and GFK Marketing on short term contracts.”

Those experiences across the public sector, utilities, insurance, retail and finance gave Séan a unique perspective on the challenges organisations face when managing data effectively. It was this insight that ultimately led to the creation of INFOSMITH.

Today, INFOSMITH helps organisations transform the way they work with information and data. Rather than simply implementing technology, the business takes a strategic approach, helping clients understand their data, streamline processes and make more informed decisions.

As Séan describes:

“INFOSMITH is a data strategy solutions consultancy, meaning we add value to the data strategies of businesses no matter their size, helping them spend less time in Excel spreadsheets. We have developed a methodology for looking at data holistically, allowing us to understand our clients’ requirements and restrictions, advising, leading and installing solutions that build trust in their data and robustness in their processes.”

Like many entrepreneurs, Séan recognised the importance of accessing the right support at the right time. His introduction to The Sir Thomas White Loan Charity came through a local business support programme.

“It was the Loughborough University Incubator programme, Martin Hageman came and gave a very thorough and informative presentation on what was available.”

After learning more about the Charity’s interest-free business loans, Séan decided to apply. Throughout the process, he found the support offered by the team invaluable.

“Sarah Hope and Martin went above and beyond and were very helpful in preparing me for what was expected.”

The funding has provided INFOSMITH with the flexibility to invest strategically as the business continues to grow and develop new services.

“We are still making use of the funds gradually, but so far we have allocated use of the loan for market investigations, advertising costs, new equipment for development of the new services, and legal fees for partnership agreements and increased insurance.”

These investments are helping to strengthen the foundations of the business, enabling Séan to explore new opportunities while ensuring the company remains well-equipped for future growth.

Looking back on the support he received, Séan is clear about the role The Sir Thomas White Loan Charity has played in his entrepreneurial journey.

“I was very pleased to seed the loan, and have told others (where eligible) to look into applying.”

For more information about our interest-free business loans, available up to £20,000, please click here

To read more on INFOSMITH, head over to their website here.

alex boam

CRAFTING A FUTURE: HOW STWLC HELPED BCA FURNITURE LTD GROW

For Alex Boam, who co-founded BCA Furniture Ltd with his brother Chris, craftsmanship has always been at the heart of his career.

Based in Barwell, the company combines the brothers’ passion for creating high-quality bespoke furniture with a commitment to delivering one-off furniture and interior solutions for niche, high-end clients. Every piece is individually designed and crafted to meet each client’s specific requirements, creating spaces that are as distinctive as the people who commission them.

Alex comes from a practical background, having always preferred working with his hands over following a more academic route.

He studied Higher Education and earned a degree in Furniture Design and Make at OCVC in Oxford through De Montfort University. Following this, Alex gained experience working within the furniture industry, including roles as a machinist for a large-scale bespoke kitchen company, and as a cabinet maker.

These experiences helped Alex develop the skills and knowledge required to co-found his furniture-making business.

“We provide a niche to high-end clients, making bespoke and one-off pieces of furniture/interiors,” explains Alex.

As the business developed, Alex and Chris needed to invest in specialist equipment to help create work to the quality standards their clients expect.

Alex first found out about The Sir Thomas White Loan Charity through a family friend who had used the Charity to help fund higher education.

After applying for support, Alex found the process straightforward and well managed.

“Everything was very straightforward with the process not feeling like it dragged out, yet still felt considered,” says Alex.

The loan from STWLC helped contribute towards machinery and set-up costs after moving into an empty workspace.

The funding supported the purchase of essential equipment, including a panel saw, thickness sander, planer, and CNC router.

“These main large machines are vital for producing work to a quality our clients expect,” says Alex.

“Specifically, our panel saw and CNC router are vital for fast, accurate and repeatable work, saving us valuable time.”

Although the cost of the machinery was higher than the loan amount received, the funding provided valuable support in helping to purchase the best equipment possible for the needs of the business.

Before applying to STWLC, Alex explored other loan options but found that the Charity offered something different.

“We did explore other loan options, however the Charity seemed a lot more personal and friendlier, as well as the fact the loans are interest-free and have delayed repayment terms.

“We have wanted to recommend to people in similar positions, however so far we’ve been unable to because of their location. We would not hesitate to recommend the Charity to anyone looking in Leicestershire.”

With the help of The Sir Thomas White Loan Charity, Alex and Chris have been able to invest in the machinery and equipment needed to grow BCA Furniture Ltd and continue producing high-quality bespoke furniture.

Through a combination of traditional craftsmanship, specialist skills, and modern technology, the business continues to create unique pieces for clients who value quality and individuality.

To find out more about our interest-free business loans, available up to £20,000, please click here

£225,100

£225,100 BOOST FOR LOCAL BUSINESSES AND POSTGRADUATE STUDENTS ACROSS LEICESTERSHIRE AND RUTLAND

The Sir Thomas White Loan Charity (STWLC) has approved £225,100 in interest-free loans during the second quarter of 2026, supporting both local businesses and postgraduate students across Leicestershire and Rutland.

A total of 18 loans were approved during the quarter, with funding allocated to help people develop their businesses and pursue further education.

Eight education loans totalling £80,000 were approved to support postgraduate study across a range of courses, including a Master of Laws (LLM), MA Philosophy and MSc Physician Associate programme.

Meanwhile, 10 business loans totalling £145,100 were approved to support a variety of local enterprises, including an interior design business, audiology practice and early years education provider.

Lucy Womack, Chair of STWLC, said: “We’re really pleased to keep supporting ambitious people across Leicestershire and Rutland with our interest-free loans.

“With this latest round, we’ve now approved a total of £437,600 so far in 2026, reflecting just how many ambitious, creative and committed individuals there are across the county seeking to develop their ideas and careers.

“We’re excited to see the difference these recipients will go on to make in their industries and local communities over the coming years.”

Established in 1542, STWLC hosts quarterly application windows each year in which people aged over 18 and under 45 can apply for unique interest-free loans of up to £20,000 to aid local businesses, or £10,000 to support students wishing to return to postgraduate education. The Charity’s loans are interest-free for nine years and become repayable by equal instalments after three years.

Application packs are available to download upon completion of a contact form on our website.

The next deadline for applications is 3:30pm on Wednesday 1 July 2026.

Founder Photo A - square

FROM RECOVERY TO REINVENTION: THE STORY OF SE-LF

For David Allerton, founder of SE-LF, the path to entrepreneurship was anything but conventional. Having spent much of his career working within the beauty industry, he had developed a strong understanding of the sector, but the decision to launch his own business did not come from a traditional ambition to start a company. Instead, it emerged from a deeply personal experience that would ultimately shape both the purpose and direction of the brand.

“I’ve spent a most of my career working within the beauty industry but my path to becoming an entrepreneur was definitely not a traditional one. My leap from working for businesses to creating my own actually started when I was at rock bottom. During the pandemic I went through a severe mental health crisis and survived a suicide attempt. During the long recovery process that followed, my therapist gave me an analogy that stuck with me. They described my mind as a shaken bottle of coke. The constant pressures around me had been shaking it up and when the cap finally came off, the inevitable happened and it exploded. To stop that from happening again I was told I needed to find small regular moments to open up the cap, metaphorically, gently and continuously releasing that pressure. For me that became my practical definition of self-care.”

“My leap from working for businesses to creating my own actually started when I was at rock bottom.”

In the months that followed, David focused on rebuilding and finding ways to incorporate those “small regular moments” into his daily life. Like many people exploring self-care, he experimented with a range of practices, but struggled to find something that could be sustained consistently alongside the demands of everyday life. It was a simple, everyday moment that ultimately provided the breakthrough.

“I gave everything a go, from things like meditation, to breathwork, to journaling. They are all great but they’d always drop out of my routine within a few weeks. The lightbulb moment happened one day in the shower. I realised that skincare is the perfect vehicle to habit stack the mindfulness practices onto. It is naturally ritualistic and sensory, and most importantly it’s an action already built into everyone’s everyday life. Having spent my career in the beauty industry, I saw how this daily routine could help people carve out those restorative moments. That became the foundation of the brand.”

That realisation became the starting point for SE-LF, a brand built around the idea of embedding wellbeing into existing routines rather than adding additional pressures or expectations. Drawing on his industry experience, David began to shape a business that would not only support mental wellbeing, but also address wider challenges within the beauty sector itself.

“The business is called SE-LF. The name is pronounced “self” and the hyphen is there as a literal reminder to actively make space for your mental wellbeing. We manufacture premium vegan naturally derived skincare specifically for the luxury B2B spa and hotel market.

“But our real innovation and what makes us entirely unique is our operational model. The beauty industry is completely addicted to plastic. The UK spa sector alone gets through over a quarter of a million disposable plastic tubs and jerrycans every single year just for back of house bulk. I couldn’t justify creating a product designed to help the mind while actively trashing the planet. So, I built a completely circular logistics system. We supply our massage oils, body washes, muds and more in robust reusable metal containers. We deliver them to our clients and collect them when they are empty; professionally cleaning, sterilising and refiling them, over and over again. It completely eliminates single use plastic from the supply chain and helps premium hotels hit their stringent environmental targets without compromising on luxury.”

While the concept was clear, bringing it to life presented a significant challenge. With no existing blueprint for a circular model within the beauty industry, David needed both technical development and financial support to move from idea to reality – particularly at the crucial early stage of building a minimum viable product.

“I found out about The Sir Thomas White Loan Charity when I was trying to figure out how to fund getting from concept into MVP stage. Because no other beauty brand was offering a reusable solution, there was no industry blueprint to follow. I was working closely with the Loughborough University Incubator to refine my operations and get the business off the ground. The Sir Thomas White Loan Charity came highly recommended through that local Leicestershire business network. They were pointed out to me as an incredible resource for founders in the region who are trying to get through difficult financial barriers at that crucial early stage.”

Applying for funding can often feel impersonal and process-driven, but David’s experience with STWLC stood out for a different reason, offering a more human and supportive approach at a critical moment in the business journey.

“The whole process was incredibly refreshing. When you are applying for start-up funding, you often feel like you are just a number on a spreadsheet or you are jumping through endless corporate hoops. But the interview process with STWLC felt very different and much more personal. The Trustees genuinely listened to my story. They took the time to understand the massive environmental problem I was trying to solve and they saw the vision for the circular economy model I was building. Sarah Hope was absolutely brilliant to deal with throughout the entire process. She was supportive, clear and communicative. She made what is usually a very stressful and daunting financial process feel human and accessible.”

With the support of an interest-free loan, SE-LF was able to take its first major step forward, moving beyond concept and into market testing, which proved essential in refining both the product and the operational model.

“The funding was used to fund the first wave of products into the market. It meant I was able to test the concept at scale and quickly develop and refine the offering. It covered everything from raw ingredients, packaging, logistics and equipment.”

“STWLC gave me the financial foundation I needed to actually build the processes, create the products, start building a customer base and prove that the business model worked.”

This early investment played a vital role in transforming SE-LF from an idea into a functioning business, enabling David to build the necessary infrastructure, develop products, and begin establishing a customer base within a highly competitive sector.

“The Charity has played an absolutely vital role in the SE-LF journey. Without that specific injection of capital right at the beginning, our circular model would probably still just be an idea on a piece of paper. STWLC gave me the financial foundation I needed to actually build the processes, create the products, start building a customer base and prove that the business model worked. I would absolutely recommend them to any local founder.”

For more information on SE-LF and to view their range of products, visit www.se-lf.co.uk

To read more about our Interest-Free Business Loans, available up to £20,000, please click here

Q1 2026 Graphic

£212,500 AWARDED TO BUSINESSES IN LEICESTERSHIRE & RUTLAND

Having approved over £1million in interest-free loans and grants for the first time in 2025, The Sir Thomas White Loan Charity has started 2026 by approving an allocation of £212,500 in interest-free loans for 14 businesses across Leicestershire & Rutland.

With loans ranging from £5,000 to the maximum allocation of £20,000, the businesses supported include a recruitment agency, audio production company, fishing tackle retailer and a creative hub/studio.

We host quarterly application windows each year in which people aged over 18 and under 45 can apply for unique interest-free loans of up to £20,000 to aid local businesses, or £10,000 to support students wishing to return to postgraduate education. Our loans are interest-free for nine years, and become repayable by equal instalments after three years.

In 2025, we approved a huge £949,032 in interest-free loans, in addition to £103,500 in grants funding. This meant that the Charity approved £1,052,532 in total for the year – by far the most in our entire 483-year history.

Application packs are available to download upon completion of a contact form on our website – simply follow the Business Loan or Education Loan links for further information.

The next deadline for applications is 3:30pm on Wednesday 1 April 2026.

20260304 Maria

ROOTED IN SCIENCE: HOW MARIA BUILT BANG COSMETICS

When Maria moved from Greece to Leicester at 17, she began a journey that would eventually bring together her background in biomedical science, clinical research, and a growing passion for specialist hair and scalp care.

Today, she is the founder of BANG Cosmetics – a growing business dedicated to supporting people with hair and scalp conditions. And a key part of her journey has been the support of The Sir Thomas White Loan Charity’s Interest-Free Business Loan.

Born and raised in Greece, Maria relocated to Leicester with her family as a teenager. She went on to study Biomedical Science at De Montfort University, gaining hands-on experience while working in laboratories at Leicester Royal Infirmary and Leicester General Hospital.

After graduating, she moved to London, where her career progressed from hospital-based roles into clinical trials. Starting as a coordinator, Maria advanced into project management, all while continuing her studies in public health.

Her path was firmly rooted in science and healthcare – until a personal health challenge changed everything.

While working in London, Maria developed scalp psoriasis and, after visiting doctors without finding a lasting solution, realised she could use her scientific knowledge in a different way.

“I thought, I can use my background to help – I can fix this myself,” she explains.

Drawing on her research and personal experience with textured hair, she created gentle, effective products that support healthy hair and scalp. After creating products that worked for her, a close friend suggested she begins selling them. Maria quickly realised that many people, particularly within African communities, struggle with scalp conditions but often lack clear guidance, education, and suitable products.

What started as a personal solution evolved into a much bigger vision: not just selling products, but providing education, diagnosis support, and specialist treatment for hair and scalp health.

And so, BANG Cosmetics was born.

Using her loan from The Sir Thomas White Loan Charity, Maria has been able to enrol in a professional trichology course – a qualification focused on diagnosing and treating hair and scalp disorders.

“Trichology is like being a dermatologist for hair and scalp,” she says. “The loan has allowed me to complete the first course I need, and there are more to follow.”

A significant portion of the funding has gone towards her training, with the remainder supporting product development and market research. This combination allows Maria to grow BANG Cosmetics while steadily working towards becoming a fully certified specialist able to treat clients directly.

Maria first heard about The Sir Thomas White Loan Charity through a member of her church, who encouraged her to attend business seminars and workshops. It was there that she learned about the Charity’s Interest-Free Business Loans for young entrepreneurs.

The application process, she says, was unlike anything she had done before – but ultimately invaluable.

“It was straightforward, but a lot of it was new to me. It really makes you dive deep into your own business, which is a good thing.”

“If I ever needed to do a similar process in the future, I’d be in a much better place to do so having done this with the Charity.”

For early-stage entrepreneurs, managing cash flow can be one of the biggest challenges. Maria highlights the importance of the Charity’s three-year grace period before repayments begin.

“It’s a great place to start,” she says. “There’s always unexpected expenses with a business – accountants, subscriptions like Shopify, and so much more. Having time to get started and sustain the business before repaying is really helpful.”

The interest-free nature of the loan has given her breathing space – allowing her to invest in qualifications and product development without the added pressure of high borrowing costs.

Currently balancing full-time employment alongside evenings and weekends dedicated to BANG Cosmetics, Maria’s next goal is to transition into the business full time.

Over the next five years, her vision is clear:

• To grow BANG Cosmetics into a sustainable full-time venture

• To open a dedicated clinic where she can treat clients with hair and scalp conditions

• To establish her own laboratory for product formulation and testing

By combining treatments, diagnostic guidance, and scientifically formulated products, Maria hopes to create a holistic centre for hair and scalp health – particularly serving communities that have traditionally lacked specialist support.

From clinical trials to community care, Maria is using science, lived experience, and entrepreneurial drive to make a tangible difference.

And with the backing of The Sir Thomas White Loan Charity, BANG Cosmetics is only just getting started.

To find out more about BANG Cosmetics and view products, please visit https://bangcosmetics.com/

Want to read more about our Interest-Free Business Loans? Right here on our website is the best place for that!

£1M graphic STILL

CHARITY APPROVES OVER £1 MILLION IN 2025!

The Sir Thomas White Loan Charity is incredibly proud to end 2025 with the news that we have funded businesses and postgraduate students in Leicestershire with over £1 MILLION in interest-free loans and business grants this year!

In a huge boost for Leicestershire & Rutland businesses and postgraduate students, this record-breaking milestone was reached through £949,032 being approved in interest-free loans, in addition to our 2025 grants scheme awarding £103,500 to local businesses.

This means that the Charity has approved £1,052,532 in total this year – by far the most in our entire 483-year history!

The loan approvals in the final quarter of 2025 will support 10 businesses including a dance school, dog trainer and bakery, while six interest-free education loans have been approved to enable the studies of legal, medical and policing postgraduate courses, among others.

Lucy Womack, STWLC Chair, said: “This is a hugely special milestone and a significant moment in the Charity’s history. To approve over £1M in a single year through interest-free loans and grants is something we’re so incredibly proud of. But more than that, behind every loan and grant is a person with ambition, determination and a vision for their future – the very people our Charity exists to support.

“Whether it’s helping a local business expand or enabling a postgraduate student to pursue a vital career path, these funds change lives and strengthen our communities. We can’t wait to see the positive impact this funding will have, and we look forward to supporting even more people across Leicestershire and Rutland in 2026.”

STWLC’s 2025 In Numbers

69 interest-free loans approved
£773,632 approved in interest-free business loans
£175,400 approved in interest-free education loans
24 business grants awarded, totalling £103,500

Established in 1542, STWLC hosts quarterly application windows each year in which people aged over 18 and under 45 can apply for unique interest-free loans of up to £20,000 to aid local businesses, or £10,000 to support students wishing to return to postgraduate education. The Charity’s loans are interest-free for nine years, and become repayable by equal instalments after three years.

The next deadline for applications is 3:30pm on Monday 5 January 2026.

Sue Cleminson 1400

CELEBRATING NATIONAL TRUSTEES’ WEEK: 3–7 NOVEMBER 2025

As we mark this year’s National Trustees’ Week, we’re shining the spotlight on all Sir Thomas White Loan Charity Trustees and thanking them for their time, dedication and passion they put into their roles.

Our Trustees give so much behind the scenes – from guiding our strategies and messages to interviewing applicants, meeting borrowers and championing our work in the Leicestershire community.

This week is the perfect moment to shine a light on their commitment and share why they love doing what they do.

Our Chair, Lucy Womack, made history back in March 2022 when she became the first-ever female Chair of the Charity: “I’m incredibly proud to be Chair of Trustees at The Sir Thomas White Loan Charity – a cause that’s close to my heart,” Lucy said. “Seeing candidates grow from their first interview is a great thrill.”

“Meeting ambitious young people is a privilege” – Anne Whitlock, Trustee

Fellow Trustee Anne Whitlock highlights the privilege of connecting with young people at pivotal moments in their lives: “Interviewing candidates is the best part,” Anne says. “Meeting ambitious young people is a privilege, and we strive to make the process welcoming.”

Parmdeep Vadesha, a Trustee since 2022 and an experienced entrepreneur, finds great satisfaction in hearing the stories of the people the Charity supports: “As an entrepreneur, I’ve faced business ups and downs, which helps me understand our borrowers’ journeys. I always look forward to meeting them and listening to their stories.”

Meanwhile, Ammo Khan, who has served as a Trustee since 2015, chairs the Grants Committee and takes pride in helping businesses thrive in the Leicestershire community: “The most enjoyable part of being a Trustee is saying yes to giving out a loan or a grant!”

Sue Cleminson, a HR specialist and Trustee since 2019, emphasises the collaborative spirit of the board: “I enjoy working with the other Trustees to make the Charity as visible as possible, because I think it’s a brilliant opportunity for people.”

Want to hear from all of our Trustees? You can get to know them better by clicking HERE

For more information on our interest-free business and education loans, please follow the links above.

If you’re working on your business plan or need a little extra guidance, we’ve partnered with some amazing organisations to help you get there. Find out more HERE

Q3 infograaphic

18 INTEREST-FREE LOANS APPROVED IN Q3!

We are proud to announce that £243,600 in interest-free loans has been approved in the third quarter of 2025, taking the total for the year so far up to over three quarters of a million pounds (£753,000) – a record for the Charity!

Within this figure, 11 interest-free business loans were approved totalling £174,600, while seven interest-free education loans were approved to the value of £69,000 – two of which will be used at the world-famous University of Oxford.

“Behind these numbers are inspiring individuals pursuing their ambitions, and we are honoured to play a part in their journeys.”

The Leicestershire & Rutland businesses set to benefit from this huge allocation of funds include a pub, beauty salon, tool smith and a mobile catering company. Meanwhile, the education loans will support the studies of an MSc in Astronautics and Space Engineering, an MA in Fashion, and LLM SQE (Solicitors Qualifying Examination).

Lucy Womack, STWLC Chair, said: “We are immensely proud to see the Charity approve another significant total this month, with over three quarters of a million pounds approved so far in 2025. This milestone reflects our ongoing commitment to empowering people across Leicester, Leicestershire and Rutland through interest-free loans, and also shows that while our offer may sound too good to be true, it’s very much real – just ask our new borrowers! Behind these numbers are inspiring individuals pursuing their ambitions, and we are honoured to play a part in their journeys.”

Established in 1542, STWLC hosts quarterly application windows each year in which people aged over 18 and under 45 can apply for unique interest-free loans of up to £20,000 to aid local businesses, or £10,000 to support students wishing to return to postgraduate education. The Charity’s loans are interest-free for nine years, and become repayable by equal instalments after three years.

The next deadline for applications is 3:30pm on Wednesday 1 October 2025.

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24 BUSINESS GRANTS AWARDED TOTALLING OVER £100,000!

Leicestershire and Rutland businesses to benefit from a Grant allocation of £103,500

The Sir Thomas White Loan Charity is delighted to announce that it has approved a total of £103,500 in Business Grants, allocated to 24 businesses across Leicestershire & Rutland.

Ranging from individual grants of £1,500 up to the maximum amount of £5,000, these grants will provide a much-needed financial boost to a wide range of local businesses to support their ongoing growth and development.

In total, the Charity received 113 applications worth over £535,000 in grant requests, meaning we were able to approve a grant for every five applications received.

“This grant will allow me to grow, reach more parents and give little ones the best start in their development.”

This latest allocation now means that STWLC has awarded over £350,000 in Business Grants in the last five years, supporting 85 businesses.

Ammo Khan, Chair of STWLC’s Grant Committee, said: “We’re so pleased to have once again approved our full allocation of grant funding for the year. Unlike our interest-free business loans, these grants require no repayments at all, so it’s a win-win for all of these businesses and we can’t wait to see the positive impact the funding will have for each and every one of them.”

Courtney Coleman, owner of Tots Play Blaby Area and a recipient of a Business Grant, said: “Receiving this grant for my small business means so much. It’s not just the financial support but the recognition of the value my baby and toddler classes bring to local families. This grant will allow me to grow, reach more parents and give little ones the best start in their development.”

Tots Play Blaby Area is one of 24 businesses to receive a grant from the Charity

Another Grant recipient, Cain Ahmed (The Nest Wellness Studio), added: “The STWLC Business Grant is a game-changer, providing us with the resources to enhance our wellness offerings and deepen our impact on the community. It allows us to invest in new programmes and resources, ensuring we can continue to support our members’ growth and well-being with even more value and expertise.”

Gemma Tallis, Founder of Wild and Gem Jewellery, commented: “I can’t thank you enough for the wonderful news that I have been awarded a grant. It’s amazing the difference that one piece of kit will make. The grant will allow me to develop my jewellery and take it to a level which would just not be possible without the grant. I really can’t express how delighted I am. I know that the impact will be immediate!”

Established in 1542, STWLC hosts quarterly application windows each year in which people aged over 18 and under 45 can apply for unique interest-free loans of up to £20,000 to aid local businesses, or £10,000 to support students wishing to return to postgraduate education. The Charity’s loans are interest-free for nine years, and become repayable by equal instalments after three years.

The next deadline for applications is 3:30pm on Wednesday 1 October 2025.