Sir Thomas White Loan Charity

A PERSONAL APPROACH TO PROPERTY: KRISHAN MORJARIA’S JOURNEY

Krishan Morjaria didn’t set out to build a career in property, but over time, what started as an unexpected first job turned into a clear ambition to do things differently. Now based in Leicester, he runs his own bespoke estate agency, offering a more personal, high-quality service shaped by years of experience across the industry, with early support from The Sir Thomas White Loan Charity helping him take that leap.

“I was a drama student at university and fell into Estate Agency when I graduated at 22,” Krishan began.

“I had moved from company to company, gaining more responsibility in each job role until at 28, I had covered every aspect of Estate Agency. I knew it was time to explore opening my own business.”

That early decision to enter the industry became the foundation for everything that followed. Starting out in lettings and property management, Krishan built a broad and practical understanding of how the sector works from the ground up.

“I have been in Estate Agency since the day I graduated from university. I started in Lettings and Property Management, which led to me opening my own Letting Agency. I then transitioned into Residential Sales, which I have been covering ever since, allowing me to explore every aspect of the industry.”

Having grown up in Knighton and now living in Wigston, his work has always been closely tied to the local area. That connection, combined with his experience, shaped the kind of business he wanted to create – one that puts people and service at its centre.

“STWLC genuinely changed my life. It really did. I’m so, so grateful to them for giving me the funds to be able to really change the trajectory of my life.”

“I am a personal estate agent, your one point of contact when you’re thinking of selling your property. I cover every step of this process whilst offering a five-star service and the best marketing to make sure each home is marketed to the highest of specifications.”

Rather than following the traditional estate agency model, Krishan set out to offer something more tailored, where clients deal with one person from start to finish, and where attention to detail isn’t lost in volume.

Like many starting out on their own, one of the biggest challenges wasn’t just building the business, but managing the gap before income begins to come in. It was through a personal recommendation that he discovered STWLC and the unique Interest-Free Business Loans available.

“A friend of mine is a professional photographer and had set up his business the year before me with the help of STWLC, and he introduced me to Sarah Hope.”

What followed wasn’t just a funding application, but a process that pushed him to properly define and understand his business.

“The application and interview process really set me up for success, it forced me to look into my business plan and understand what I was taking on. Sarah was amazing – the Trustees on the interview were challenging but again, offered me a great learning experience.”

With the loan secured, Krishan was able to focus on building solid foundations during those critical early months.

“The loan was put towards general set-up costs and covering my mortgage for 4-6 months. A sale takes, on average, four months to go through, so I knew I wasn’t going to have any money coming in for that time. I bought a monitor, a printer, I had leaflets designed and printed. I also had to cover general membership costs for estate agency such as anti-money laundering memberships, data protection memberships, indemnity policies and more.”

That initial support gave Krishan the breathing space to establish the business properly, without having to compromise on quality or rush the process.

Looking back, the Charity’s impact is something he doesn’t understate.

“STWLC genuinely changed my life. It really did. I’m so, so grateful to them for giving me the funds to be able to really change the trajectory of my life. If you genuinely believe you’ve got the foundations of a successful business, please reach out to them, it may change your life like it did with mine.”

For more information on Krishan’s services, visit krishan-morjaria.agreed.co.uk or connect with him on LinkedIn or Instagram.

To apply for our Interest-Free Business Loan, available up to the value of £20,000, please click here

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